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Chinese women dominate family finances
中國女性多為家庭“財長”

Sixty-three per cent of Chinese women say they make all or most of the financial decisions in the household, the highest percentage among their Asian peers. [File photo]

Sixty-three per cent of Chinese women say they make all or most of the financial decisions in the household, the highest percentage among their Asian peers. [File photo]
Chinese women are taking the lead in planning for the family's finances, according to HSBC's latest report: The Future of Retirement: Why family matters. 匯豐人壽最新發布的調查報告《未來的退休生活:為何家庭很重要》顯示,中國女性在家庭財務決策中獨占鰲頭。?
Sixty-three per cent of Chinese women say they make all or most of the financial decisions in the household, the highest percentage among their Asian peers. 約有63%的中國女性表示,家里的財務規劃幾乎都是她們做的,這個比例在亞洲國家女性中是最高的。
The survey also points out that few Chinese women claim to be expert financial planners. 該調查指出,她們普遍沒有信心說自己很精通財務規劃。
Whilst the majority of Chinese women (96 percent) say they have a basic to moderate level of experience in financial planning, only 1 percent can claim expert financial savvy (versus 5 percent of Chinese men, 4 percent of Asian women and 7 percent of women globally). 絕大多數的中國女性(96%)表示,她們只有很基本的、不太專業的財務規劃知識,而認為自己精通財務規劃之道的僅有1%。相比之下,整個亞洲女性精通財務規劃的比例為4%,全球女性精通財務規劃的比例為7%,而中國男性中也只有5%表示自己精于理財。
Despite the majority of Chinese (76 percent) having financial plans in place compared to an average of 66 percent across Asia, various gaps in planning still exist. 調查還顯示,大部分(76%)中國人都有財務規劃,超過整個亞洲的平均比例(66%)。盡管如此,各種各樣的財務缺口依然存在。

Over 37 percent of respondents in their thirties do not have any short-term savings. A third (38 percent) of Chinese parents do not have life insurance while another third (35 percent) of those aged 50-59 are not saving for retirement.

 

(China.org.cn November 17, 2011)

據悉,30多歲的受訪者中有超過37%的人沒有任何短期儲蓄;三分之一(38%)的中國家長沒有人壽保險;另外,50-59歲之間的人中有三分之一的人沒有退休養老規劃。

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