The stock market has plummeted, and China's real estate market is sluggish. So where do investor's turn now? As our reporter finds out, banks are offering some very attractive financing products.

Bonds and gold were the only exceptions in the first half of this year.

China's capital market was miserable, with the major stock index plummeting.

And the Real estate market wasn't much better. It's slow due to stringent government control policies.

But investors often overlook bank financing products. May's CPI grew 3.1 percent, higher than the one year fixed saving rate, suggesting a negative real interest rate.

That makes the products an attractive choice.

Dai Wei, Vice GM of CITIC Bank, Ningbo Branch said "From seven days to 2 years, we offer various kinds of financing products. Their yield is higher than fixed deposit. They are also safer than stocks and funds."

More than a thousand financing products are issued by banks.

But insiders remind investors of risks.

Dai Wei said "Banks' financing products also have risks. The risks will eventually be assumed by investors. So investors should have a rational expectation for yields."

Meanwhile, some private fund products issued by trust firms have aroused attention. Despite the unfavorable market environment, most products of this kind made positive yields in the first half of the year. But their capital requirement is rather high. Insiders have pointed out such products combine high yields and high risks.